pastikan segala kebutuhan anda
dengan mandiri kredit tanpa agunan payrol
mandiri kta payrol adalah kredit yang diberikan kepada pegawai atau karyawan yang penyaluran gajinya melalui Bank Mandiri.
Kelebihan:
1. Tanpa agunan (gak ada yang ditahan, biasanya kan minta sertifikat, bpkb, jamsostek, sk, atau lainnya)
2. Angsuran ringan (maklumlah bunganya kan cuma 0,97%, coba bandingkan kta di tempat lain)
3. Syarat mudah (cuma ktp, id card, npwp, materai)
4. Jangkwa waku fleksibel bisa sampai 5 th (bisa disesuaikan dengan perencanaan keuangan anda)
5. Bisa dilunasin kapanpun baik sebagian atau keseluruhan.
6. Tersedia fasilitas top up atau penambahan.
7. Bisa mendapatkan 9x penghasilan
Ketentuan:
1. Khusus karyawan tetap masa kerja min 1 th
2. Penyaluran gaji melalui Bank Mandiri
3. Usia minimal 21 th dan s/d lunas 55 th
4. Minimal penghasilan 2,5 jt perbulan
5. Angsuran perbulan kira-kira sepertiga dari penghasilan
6. Biaya diawal 3% (administrasi, provisi, asuransi jiwa)
Tabel Angsuran KTA Payrol Mandiri Bunga 0,98%
PLAFOND | JANGKA WAKTU KREDIT | ||||
1 | 2 | 3 | 4 | 5 | |
12 | 24 | 36 | 48 | 60 | |
10.000.000 | 931.138 | 513.857 | 376.751 | 309.657 | 270.534 |
15.000.000 | 1.396.707 | 770.785 | 565.126 | 464.485 | 405.800 |
20.000.000 | 1.862.275 | 1.027.713 | 753.501 | 619.314 | 541.067 |
25.000.000 | 2.327.844 | 1.284.641 | 941.877 | 774.142 | 676.334 |
30.000.000 | 2.793.413 | 1.541.570 | 1.130.252 | 928.971 | 811.601 |
35.000.000 | 3.258.982 | 1.798.498 | 1.318.627 | 1.083.799 | 946.868 |
40.000.000 | 3.724.551 | 2.055.426 | 1.507.003 | 1.238.628 | 1.082.134 |
45.000.000 | 4.190.120 | 2.312.354 | 1.695.378 | 1.393.456 | 1.217.401 |
50.000.000 | 4.655.689 | 2.569.283 | 1.883.753 | 1.548.285 | 1.352.668 |
55.000.000 | 5.121.258 | 2.826.211 | 2.072.129 | 1.703.113 | 1.487.935 |
60.000.000 | 5.586.826 | 3.083.139 | 2.260.504 | 1.857.942 | 1.623.202 |
65.000.000 | 6.052.395 | 3.340.067 | 2.448.879 | 2.012.770 | 1.758.468 |
70.000.000 | 6.517.964 | 3.596.996 | 2.637.255 | 2.167.599 | 1.893.735 |
75.000.000 | 6.983.533 | 3.853.924 | 2.825.630 | 2.322.427 | 2.029.002 |
80.000.000 | 7.449.102 | 4.110.852 | 3.014.005 | 2.477.256 | 2.164.269 |
85.000.000 | 7.914.671 | 4.367.780 | 3.202.381 | 2.632.084 | 2.299.536 |
90.000.000 | 8.380.240 | 4.624.709 | 3.390.756 | 2.786.913 | 2.434.802 |
95.000.000 | 8.845.809 | 4.881.637 | 3.579.131 | 2.941.741 | 2.570.069 |
100.000.000 | 9.311.377 | 5.138.565 | 3.767.507 | 3.096.569 | 2.705.336 |
105.000.000 | 9.776.946 | 5.395.493 | 3.955.882 | 3.251.398 | 2.840.603 |
110.000.000 | 10.242.515 | 5.652.422 | 4.144.257 | 3.406.226 | 2.975.870 |
115.000.000 | 10.708.084 | 5.909.350 | 4.332.633 | 3.561.055 | 3.111.136 |
120.000.000 | 11.173.653 | 6.166.278 | 4.521.008 | 3.715.883 | 3.246.403 |
125.000.000 | 11.639.222 | 6.423.206 | 4.709.383 | 3.870.712 | 3.381.670 |
130.000.000 | 12.104.791 | 6.680.135 | 4.897.759 | 4.025.540 | 3.516.937 |
135.000.000 | 12.570.359 | 6.937.063 | 5.086.134 | 4.180.369 | 3.652.204 |
140.000.000 | 13.035.928 | 7.193.991 | 5.274.509 | 4.335.197 | 3.787.470 |
145.000.000 | 13.501.497 | 7.450.919 | 5.462.885 | 4.490.026 | 3.922.737 |
150.000.000 | 13.967.066 | 7.707.848 | 5.651.260 | 4.644.854 | 4.058.004 |
155.000.000 | 14.432.635 | 7.964.776 | 5.839.635 | 4.799.683 | 4.193.271 |
160.000.000 | 14.898.204 | 8.221.704 | 6.028.011 | 4.954.511 | 4.328.538 |
165.000.000 | 15.363.773 | 8.478.632 | 6.216.386 | 5.109.340 | 4.463.804 |
170.000.000 | 15.829.342 | 8.735.561 | 6.404.761 | 5.264.168 | 4.599.071 |
175.000.000 | 16.294.910 | 8.992.489 | 6.593.137 | 5.418.997 | 4.734.338 |
180.000.000 | 16.760.479 | 9.249.417 | 6.781.512 | 5.573.825 | 4.869.605 |
200.000.000 | 18.622.755 | 10.277.130 | 7.535.013 | 6.193.139 | 5.410.672 |
KOEFISIEN ANGSURAN PINJAMAN | |||||
JANGKA WAKTU (TAHUN) | |||||
JANGKA WAKTU (THN) | 1 | 2 | 3 | 4 | 5 |
NILAI KOEFISIEN | 0,093113774 | 0,051385651 | 0,037675067 | 0,030965695 | 0,02705336 |
